pect had a great impact on these men and their lives。 The point is this： Today we live in times of greater and faster change than these men did。 I suspect there will be many booms and busts in the next 25 years that will parallel the ups and downs these men faced。 I am concerned that too many people are focused too much on money and not their greatest wealth； which is their education。 If people are prepared to be flexible； keep an open mind and learn； they will grow richer and richer through the changes。 If they think money will solve problems； I am afraid those people will have a rough ride。 Intelligence solves problems and produces money。 Money without financial intelligence is money soon gone。
Most people fail to realize that in life； it's not how much money you make； it's how much money you keep。 We have all heard stories of lottery winners who are poor； then suddenly rich； then poor again。 They win millions and are soon back to where they started。 Or stories of professional athletes； who； at the age of 24； are earning millions of dollars a year； and are sleeping under a bridge by age 34。 In the paper this morning； as I write this； there is a story of a young basketball player who a year ago had millions。 Today； he claims his friends； attorney and accountant took his money； and now he works at a car wash for minimum wage。
He is only 29。 He was fired from the car wash because he refused to take off his championship ring as he was wiping off the cars； so his story made the newspaper。 He is appealing his termination； claiming hardship and discrimination and that the ring is all he has left。 He claims that if you take that away； he'll crumble。
In 1997； I know so many people who are being instant millionaires。 It's the Roaring '20s one more time。
