he real estate ； under the franchise for free。
So wise investors must look at more than ROI； it's the assets you get for free once you get your money back。 That is financial intelligence。 ：
8。 ASSETS BUY LUXURIES： The power of focus。 A friend's child has been developing a nasty habit of burning a hole in his pocket。 Just 16； he naturally wanted his own car。 The excuse； 〃All his friends' parents gave their kids cars。〃 The child wanted to go into｜
his savings and use it for a down payment。 That was when his father called me。 〃Do you think I should let him do it； or should I just do as other parents do and just buy him a car？〃
To which I answered。 〃It might relieve the pressure in the short term； but what have you taught him in the long term？ Can you use this desire to own a car and inspire your son to learn something？〃 Suddenly the lights went on； and he hurried home。
Two months later I ran into my friend again。 〃Does your son have his new car？〃 I asked。
〃No； he doesn't。 But I went and handed him 3；000 for the car。 I told him to use my money instead of his college money。〃 〃Well； that's generous of you；〃 I said。
〃Not really。 The money came with a hitch。 I took your advice of using his strong desire to buy a car and use that energy so he could learn something。〃
〃So what was the hitch？〃 I asked。
〃Well； first we broke out your game again； CASHFLOW。 We played it and had a long discussion about the wise use of money。 I then gave him a subscription to the Wall Street Journal； and a few books on the stock market。〃
〃Then what？〃 I asked。 〃What was the catch？〃
〃I told him the 3；000 was his； but he could not directly buy a car with it。 He could use it to buy and sell stocks； find his own stockb
